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Choose the Steady product that’s right for you.

Both options help you build credit and create new opportunities. You can only have one Steady product at a time.

Steady Path

Build credit over 24 months.
Receive $1,040.

A structured credit-building programme with scheduled bi-weekly payments and a Completion Payment when you successfully finish.

  • $24.62 every two weeks
  • 24-month programme (52 payments)
  • $1,040 Credit Amount
  • $240 total Programme Fee, spread across the term
  • 0% interest on the Credit Amount
  • APR 21.2%
  • $1,040 Completion Payment after successful completion
  • Payment history reported to Equifax Canada
  • No cash upfront
Apply for Steady Path

The $1,040 Credit Amount is not advanced to you at the beginning of the agreement. The Completion Payment is subject to successful completion and the terms of your agreement.

Steady Build

A simpler way to build credit
over 24 months.

A straightforward credit-building programme with affordable monthly payments. A simple way to establish positive payment history.

  • $14.99 per month
  • 24-month programme (24 payments)
  • Credit-building account
  • Payment history reported to Equifax Canada
  • No cash upfront
  • No Completion Payment
  • Cancel anytime, with no fees or penalties
Apply for Steady Build